About Tot Money
Tot is an Italian fintech company offering a comprehensive online business account designed to streamline financial and administrative tasks for entrepreneurs. With an Italian IBAN, Tot provides instant SEPA transfers, direct debits (SDD), F24 tax payments, I24 mandates linked to Entratel and Fisconline, pagoPA, and RiBa payments—all included without additional fees. Clients receive a complimentary business credit card and can request unlimited additional physical or virtual company cards through their secure online portal. Tot integrates with the Italian tax system, allowing automatic invoice reconciliation, bank statement exports, and one-click supplier payments directly from received invoices. The platform offers three subscription plans: Essentials at €7/month, Plus at €15/month, and Premium at €39/month, each tailored to different business needs. Partnering with Banca Sella, Tot ensures compliance with banking regulations and secures client funds up to €100,000 through the Interbank Deposit Protection Fund.
Tot.money offers various promotions, including discounts of up to 25% on sale collections and an 18% discount on the premium plan, providing customers with opportunities to save on their services.
